Fintech · September 4, 2026 · 2 min read
The Hidden Cost of "Free" Money Movement
When your banking app says "instant transfer — no fee," that's not because moving money got cheap. It's because someone else is paying.
Technology · September 1, 2026 · 2 min read
What Running a Local LLM Taught Me About Attention
Running a model on your own hardware changes how you think about it. It stops being a cloud oracle and starts being a complicated piece of machinery you happen to own.
Faith · August 25, 2026 · 2 min read
On Ordinary Sundays
Most Sundays are not moving. Most Sundays are just showing up. I've been thinking about whether that's a problem.
History · August 18, 2026 · 2 min read
The Printing Press Didn't Democratize Information
The standard story about Gutenberg is that the press broke the Church's monopoly on knowledge and gave information to the people. The actual history is messier and more interesting.
Technology · August 11, 2026 · 2 min read
The Decade Lag — Why Enterprise Software Always Arrives Late
There is a consistent ten-year gap between consumer software innovations and their enterprise equivalents. The lag isn't incompetence — it's structural.
Fintech · July 28, 2026 · 2 min read
Why Most Banking Apps Feel Like Tax Software
The bad UX of traditional banking apps isn't an accident or an oversight. It's an artifact of how banks are organized internally.
Faith · July 14, 2026 · 2 min read
Doubt as a Form of Faithfulness
I used to treat doubt as a signal that something was wrong with my faith. I'm not sure that framing holds up.
History · July 5, 2026 · 3 min read
How the Railroad Invented the Modern Corporation
The organizational innovations that now define large-scale enterprise — middle management, professional managers, divisional structure — were first worked out by men trying to run trains on time.